The Insurance Claims Process
If you ever encounter a situation where you need to make a claim, it’s [...]
Home Insurance in Guelph
Protect your home, your belongings, and your family.
We know the importance of making sure that your home and your belongings are properly protected. At Jeffery & Spence, our team of home insurance brokers in Guelph has the experience to ensure that you receive the policy that best meets your needs.
Since 1927, we’ve provided comprehensive home insurance to Guelph residents with leading insurance companies to give them protection and peace of mind. When you come to us for a home insurance policy, our experts will compare available plans and recommend the option that provides the best value for your home and your lifestyle.
If your home experiences damage, for any reason, our 24/7 claims service can get you the support you need.
Customized Home Insurance Policies
The Jeffery & Spence team are true professionals who are dedicated to making sure you have an awesome experience. Working with their team has been great and I would highly recommend them to anyone! 10/10 - keep up the great work Jeffery & Spence.read more
Ryan Vielma
21:03 15 Feb 19
My family and I have been insured through Jeffery and Spence for 14 years, and we will all always be loyal clients to this wonderful brokerage.read more
Ashlean Richardson
17:50 27 Nov 18
Have been with them for ages and wouldn't hesitate to recommend them to anyone. I have also gladly referred friends to them and they have taken good care of them as well!read more
Jason Shaw
20:38 02 Jan 18
شركة تامين لا باس
Ali SIDO
03:57 11 Feb 19
unbelievable service, literally saved a client of mine from a major catastrophe, highly recommend. Kyla was amazing
Andra Arnold
17:19 18 Apr 19
Excellent Customer service and communications, staff here makes me feel like part of the J&F family, highly recommend!
Rain Zhang
14:21 29 May 19
Excellent Customer service and communications, staff here makes me feel like part of the Jeffery&Spence family, highly recommend!read more
Rain Zhang
14:39 29 May 19
Awesome service, friendly advice and get what you need fast. Been a customer for over 10 years now.
Brock Parker
16:03 27 Jun 19
Awesome service, friendly advice and get what you need fast. Been a customer for over 10 years now.
Brock Parker
16:03 27 Jun 19
Ashlean made shopping for insurance so easy and stress free! From start to finish she was courteous and professional, listened to our needs and communicated with us every step of the way, all while finding us the best ratesread more
Chloe McKnight
22:42 22 Jul 19
The Jeffery & Spence team is wonderful. They have insured my assets for over 4 years. When I switched over from my old provider they made it easy. They were honest and reliable. I started simply with a call out for car insurance. They were able to take a look at 5+ companies and make sure I had the proper coverage and at a great price. (They beat my old provider by $300). Slowly and surely as other asset insurance policies were coming to an end (home, business, additional vehicles) it only made sense to call over and get a quote. Additionally there is customer service like no other. I call in frequently for updates and questions and whether it’s the front desk or managers I have never felt like I was asking a stupid question. Jeffery & Spence is awesome and you owe it to yourself to just give them a call....even if your not from Guelph!read more
Corey Pavao
13:59 23 Oct 19
So over the moon happy with these guys. Specifically Dave. I was a first timer today, extremely nervous about taking another step toward “audulting” by getting my own auto insurance. And when I say nervous, I mean NERVOUS. Dave was MORE than helpful. His personality put me at ease, and the way he explained things made me go from feeling anxious to comfortable. Dave did more than help me get my own insurance. Dave made me feel like it was just a normal conversation between people. Where as other conversations have gone with other companies, I felt like a stupid kid in their 20s that didn’t know what they were doing. It’s comforting to know that now, in the future, when I need home insurance, etc. I know who to call. Thanks a million Dave.read more
Jaymee Indoe
18:55 21 Nov 19
Ashlean is so great to work with and she makes insurance easily accessible. I love all of the work they do in the community too. Check them out!!!read more
Heather Smart
16:41 01 Dec 19
Awesome service! Jeffrey helped me find a solution for my insurance ASAP after I had such a poor experience with my previous insurer.read more
Jennifer A-M
04:25 04 Dec 19
Expedient, professional and tailored to my needs. Highly recommend.
Annie Wong
15:38 10 Dec 19
Met with Dave Jutzi and he was an absolute pleasure to work with! He created a plan to MY needs and MY budget! No pressure on me whatsoever and he really looked out for my best interest. If you're looking for extremely affordable auto and home insurance, DEFINITELY go see Dave!read more
Simon McGhee
16:38 21 Jan 20
My only regret was not calling them sooner. Ashlean Richardson went above and beyond for my company. I felt like they took me and my time very seriously and I appreciated that. Would highly recommend to my friends and family.read more
Kevin Wilkins
13:40 14 Apr 20
Ashlean was great to work with she was very helpful and prompt with all her responses; she was able to make a stressful situation go by very smoothlyread more
Haily Rice
16:09 29 May 20
Been with Jeffery & Spence nearly 50 years and they have looked after all my insurance needs in a very professional manner. Hope to be with them another 50 years but at 83 y.o. that's not likely to happen.read more
Mario Bonifacio
13:18 19 Jul 21
Excellent company to work with! Geoff is professional, patient, and responded immediately to my needs.
Debbie Bianchi
12:26 21 Aug 21
Great service, quick response and best rates. Excellent job Jason DiReto 👏.
Asaad Yousiph
13:23 06 Jul 21
I wish I had found this broker earlier than I did. They make dealing with insurance such an easy and seamless experience. We are fortunate to work with Geoff; after every interaction with him, we always talk about how lucky we are to have him take care of our insurance needs. 5 stars all the way!read more
Luis Ribeiro
20:43 08 Oct 20
Great company to work with! We had just moved to the country and had no insurance history in Canada. Jason helped us figure out the system and find the insurance we needed at a reasonable price. Everyone at the brokerage was kind, responsive, and great to talk to.read more
Alana Lund
12:37 22 Aug 22
Steve has been absolutely awesome to deal with! His communication skills are top notch and made getting insurance super easy. So glad I went with J&S!read more
Noah Olfert
20:01 30 Aug 22
If you need an insurance company , I highly recommend Jeffrey and Spence! Great service and prices
Valerie Schuett
20:14 11 Aug 22
Dawn is my hero, she has gone above and beyond any of my expectations, and made every insurance renewal a piece of cake! Highly recommend!!!read more
Ty S
12:58 18 Aug 22
I had a very good experience taking out and cancelling policies with them. Jason came up with the best rates I could find in a no-nonsense manner, and Dina promptly helped me with the processing including the early cancellations & refund when I left the country earlier than expected.read more
K. Kevin Wang
11:17 10 Feb 22
Every home insurance policy should be customized to meet the specific needs of the home owners. Your home insurance policy is designed to protect your home from a wide range of damage, including:
- Weather-related damage from wind, hail, snow, ice, and lighting
- Water damage, including sewer backup, burst pipes, or flooding
- Falling debris, such as from a tree that has fallen on your roof
- Fire or smoke damage to your property
- Theft of your belongings
- And much more
While all of these options are available for your home insurance policy, it’s up to you to decide what sort of protection you need for your home and your belongings. Some types of coverages will not come standard on every policy, so it’s important to speak with one of the experienced Guelph home insurance brokers on our team to find out what’s required to ensure that you are properly protected.
Additional Home Insurance Coverage & Discounts
Our brokers can enhance your home insurance by building you a personalized protection package. These additional coverages can include options for high-value properties or multi-family dwellings, increased coverage options for high-value items like jewelry and bicycles, and more.
We will find you a personalized protection package at the most affordable price to save you time and money — and we’ll examine your eligibility for additional discounts including multi-policy, non-smoker, or claims-free.
Home Inventory Checklist
You want to be sure that you are properly protected. Maintaining a list of the items in your home will help to define your inventory and its value — and it will make it easier to process a home insurance claim. Click here to view and print our home inventory checklist.
Our brokers will be happy to answer your questions about home insurance — and they can help you choose an affordable plan that meets your needs.
We offer free quotes, and once you’re ready to choose a plan, you’ll benefit from flexible payment options.
Our Home Insurance Blogs
The latest news and tips.
Contact the home insurance experts at Jeffery & Spence today
to discuss your options.
Home Insurance FAQs
Is every home insurance policy the same?
No, every home insurance policy can be different. There may be similarities in coverage but different insurance companies have different sub limits for items including water damage, jewellery, bicycles, and collectibles. Different products offered by insurance companies can provide superior coverages, such as for a high-value home that may require a higher level of protection.
What water damage is covered by my home insurance?
Typically, water escaping from the plumbing system within the home should be covered. Examples would be a burst pipe, water escape from a washing machine, hot water heater, or other domestic appliances.
During the heating season there are certain procedures you must follow when you’re away from your home for more than 48 hours. These include shutting off the water or having someone check on your home daily. Failure to perform one of these procedures can result in a claim being denied.
Some optional additional coverages we suggest include:
• Sewer Backup Coverage: Covers sudden and accidental backing up or escape of water or sewage through a sewer, septic system, sump pump, or drain.
• Overland Water: Coverage if surface water enters your home through a point above the surface of the ground.
We suggest talking to one of our staff members to give you the most options regarding water coverage.
