Contractor Insurance in Ontario

Contractors face a variety of risks on the job site, including working at heights, using dangerous equipment, and other challenges.

It’s important to make sure that you and your team are protected on projects.

At Jeffery & Spence, our range of insurance providers allow us to offer contractor insurance for a wide range of businesses in Ontario. Whether you are a handyman, a large-scale home builder, or a major construction company, our team has the experience to help you.

Our brokers will start by meeting with you to discuss the various aspects of your contractor business, so we can understand what risks you’re facing and provide you with the right commercial insurance coverage for the job. We’ll work to find you cost-effective insurance plans so you can receive the most value at the lowest cost.

Our Years of Expertise

Since 1927, the team at Jeffery & Spence Insurance Brokers have provided quality insurance services to a variety of businesses in Guelph and across Ontario. Our professional brokers will provide you with expert advice and guidance, and will locate the right business insurance coverage for your business.

Request a contractor’s insurance quote today.

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Who Needs Contractor’s Insurance?

Contractor insurance is an important type of insurance coverage that is required by any business doing contract-based work, particularly contractors working in trades. Contractor’s insurance is important for contractors working with both residential and commercial customers.

Our team offers contractor’s insurance to a wide range of industries and trades, including:

  • Carpenters
  • Drywallers
  • Electricians
  • Floorers
  • General Contractors
  • Home Builders
  • HVAC Contractors
  • Landscapers
  • Masons
  • Painters
  • Plumbers
  • Roofers
  • Tilers
  • Window Cleaners
  • Window & Door Installers
  • And more

If you work in one of the professions listed above, then you need to have contractor insurance for yourself and your team. Contact us today to request a quote.

Note: Please note that we are not able to offer contractor’s insurance for snow removal contractors at this time.

The Jeffery & Spence team are true professionals who are dedicated to making sure you have an awesome experience. Working with their team has been great and I would highly recommend them to anyone! 10/10 - keep up the great work Jeffery & Spence.read more
Ryan Vielma
Ryan Vielma
21:03 15 Feb 19
My family and I have been insured through Jeffery and Spence for 14 years, and we will all always be loyal clients to this wonderful brokerage.read more
Ashlean Richardson
Ashlean Richardson
17:50 27 Nov 18
Have been with them for ages and wouldn't hesitate to recommend them to anyone. I have also gladly referred friends to them and they have taken good care of them as well!read more
Jason Shaw
Jason Shaw
20:38 02 Jan 18
شركة تامين لا باس
Ali SIDO
Ali SIDO
03:57 11 Feb 19
unbelievable service, literally saved a client of mine from a major catastrophe, highly recommend. Kyla was amazing
Andra Arnold
Andra Arnold
17:19 18 Apr 19
Excellent Customer service and communications, staff here makes me feel like part of the J&F family, highly recommend!
Rain Zhang
Rain Zhang
14:21 29 May 19
Excellent Customer service and communications, staff here makes me feel like part of the Jeffery&Spence family, highly recommend!read more
Rain Zhang
Rain Zhang
14:39 29 May 19
Awesome service, friendly advice and get what you need fast. Been a customer for over 10 years now.
Brock Parker
Brock Parker
16:03 27 Jun 19
Awesome service, friendly advice and get what you need fast. Been a customer for over 10 years now.
Brock Parker
Brock Parker
16:03 27 Jun 19
Ashlean made shopping for insurance so easy and stress free! From start to finish she was courteous and professional, listened to our needs and communicated with us every step of the way, all while finding us the best ratesread more
Chloe McKnight
Chloe McKnight
22:42 22 Jul 19
The Jeffery & Spence team is wonderful. They have insured my assets for over 4 years. When I switched over from my old provider they made it easy. They were honest and reliable. I started simply with a call out for car insurance. They were able to take a look at 5+ companies and make sure I had the proper coverage and at a great price. (They beat my old provider by $300). Slowly and surely as other asset insurance policies were coming to an end (home, business, additional vehicles) it only made sense to call over and get a quote. Additionally there is customer service like no other. I call in frequently for updates and questions and whether it’s the front desk or managers I have never felt like I was asking a stupid question. Jeffery & Spence is awesome and you owe it to yourself to just give them a call....even if your not from Guelph!read more
Corey Pavao
Corey Pavao
13:59 23 Oct 19
So over the moon happy with these guys. Specifically Dave. I was a first timer today, extremely nervous about taking another step toward “audulting” by getting my own auto insurance. And when I say nervous, I mean NERVOUS. Dave was MORE than helpful. His personality put me at ease, and the way he explained things made me go from feeling anxious to comfortable. Dave did more than help me get my own insurance. Dave made me feel like it was just a normal conversation between people. Where as other conversations have gone with other companies, I felt like a stupid kid in their 20s that didn’t know what they were doing. It’s comforting to know that now, in the future, when I need home insurance, etc. I know who to call. Thanks a million Dave.read more
Jaymee Indoe
Jaymee Indoe
18:55 21 Nov 19
Ashlean is so great to work with and she makes insurance easily accessible. I love all of the work they do in the community too. Check them out!!!read more
Heather Smart
Heather Smart
16:41 01 Dec 19
Awesome service! Jeffrey helped me find a solution for my insurance ASAP after I had such a poor experience with my previous insurer.read more
Jennifer A-M
Jennifer A-M
04:25 04 Dec 19
Expedient, professional and tailored to my needs. Highly recommend.
Annie Wong
Annie Wong
15:38 10 Dec 19
Met with Dave Jutzi and he was an absolute pleasure to work with! He created a plan to MY needs and MY budget! No pressure on me whatsoever and he really looked out for my best interest. If you're looking for extremely affordable auto and home insurance, DEFINITELY go see Dave!read more
Simon McGhee
Simon McGhee
16:38 21 Jan 20
My only regret was not calling them sooner. Ashlean Richardson went above and beyond for my company. I felt like they took me and my time very seriously and I appreciated that. Would highly recommend to my friends and family.read more
Kevin Wilkins
Kevin Wilkins
13:40 14 Apr 20
Ashlean was great to work with she was very helpful and prompt with all her responses; she was able to make a stressful situation go by very smoothlyread more
Haily Rice
Haily Rice
16:09 29 May 20

What Is Covered By Contractor Insurance?

Contractor insurance will protect your business from the risks associated with your specific trade and provide coverage for your business assets. This type of insurance is typically purchased in addition to your standard commercial general liability policy.

As a contractor, a single claim from a client could be enough to put you out of business. In fact, many clients will ask to see that you are properly insured before working with you. It is essential to have proper coverage as a contractor in today’s market.

A number of coverage options for contractor insurance are available, including:

  • Tools
  • Equipment
  • Commercial Property
  • Contents
  • Theft
  • Legal Expenses
  • And more

Contact the insurance experts at Jeffery & Spence today to discuss your options.