Contractor Insurance in Ontario
Contractors face a variety of risks on the job site, including working at heights, using dangerous equipment, and other challenges.
It’s important to make sure that you and your team are protected on projects.
At Jeffery & Spence, our range of insurance providers allow us to offer contractor insurance for a wide range of businesses in Ontario. Whether you are a handyman, a large-scale home builder, or a major construction company, our team has the experience to help you.
Our brokers will start by meeting with you to discuss the various aspects of your contractor business, so we can understand what risks you’re facing and provide you with the right commercial insurance coverage for the job. We’ll work to find you cost-effective insurance plans so you can receive the most value at the lowest cost.
Our Years of Expertise
Since 1927, the team at Jeffery & Spence Insurance Brokers have provided quality insurance services to a variety of businesses in Guelph and across Ontario. Our professional brokers will provide you with expert advice and guidance, and will locate the right business insurance coverage for your business.
Who Needs Contractor’s Insurance?
Contractor insurance is an important type of insurance coverage that is required by any business doing contract-based work, particularly contractors working in trades. Contractor’s insurance is important for contractors working with both residential and commercial customers.
Our team offers contractor’s insurance to a wide range of industries and trades, including:
- Carpenters
- Drywallers
- Electricians
- Floorers
- General Contractors
- Home Builders
- HVAC Contractors
- Landscapers
- Masons
- Painters
- Plumbers
- Roofers
- Tilers
- Window Cleaners
- Window & Door Installers
- And more
If you work in one of the professions listed above, then you need to have contractor insurance for yourself and your team. Contact us today to request a quote.
Note: Please note that we are not able to offer contractor’s insurance for snow removal contractors at this time.
What Is Covered By Contractor Insurance?
Contractor insurance will protect your business from the risks associated with your specific trade and provide coverage for your business assets. This type of insurance is typically purchased in addition to your standard commercial general liability policy.
As a contractor, a single claim from a client could be enough to put you out of business. In fact, many clients will ask to see that you are properly insured before working with you. It is essential to have proper coverage as a contractor in today’s market.
A number of coverage options for contractor insurance are available, including:
- Tools
- Equipment
- Commercial Property
- Contents
- Theft
- Legal Expenses
- And more
Contact the insurance experts at Jeffery & Spence today to discuss your options.
