Electricians Insurance in Ontario

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Partners with Over 15 of the Most Reputable Insurance Companies in Canada

Munich RE | Jeffery & Spence
Echelon General Insurance Company | Jeffery & Spence
Gore Mutual | Jeffery & Spence

ā€œSo over the moon happy with these guys.Ā I was a first-timer today, extremely nervous about taking another step toward ā€œadultingā€ by getting my own auto insurance. And when I say nervous, I mean NERVOUS. Dave was MORE than helpful. His personality put me at ease, and the way he explained things made me go from feeling anxious to comfortable. Dave did more than help me get my own insurance. Dave made me feel like it was just a normal conversation between people. Whereas other conversations have gone with other companies, I felt like a stupid kid in their 20s that didnā€™t know what they were doing. Itā€™s comforting to know that now, in the future, when I need home insurance, etc. I know who to call. Thanks a million, Dave.ā€

ā€” J. Indoe

ā€œThe Jeffery & Spence team is wonderful. They have insured my assets for over 4 years. When I switched over from my old provider they made it easy. They were honest and reliable. I started simply with a call out for car insurance. They were able to take a look at 5+ companies and make sure I had the proper coverage at a great price. (They beat my old provider by $300). Slowly and surely as other asset insurance policies were coming to an end (home, business, additional vehicles) it only made sense to call over and get a quote. Additionally, there is customer service like no other. I call in frequently for updates and questions and whether itā€™s the front desk or managers I have never felt like I was asking a stupid question. Jeffery & Spence is awesome and you owe it to yourself to just give them a call.ā€

ā€” C. Pavao

ā€œJason was great to work with – very prompt, communicative, and helpful. I managed to find the best deal for my auto insurance thanks to his help. I had initially tried calling another broker but they didn’t pick up so I called this company and am glad I did. Highly recommend!ā€

ā€” E. Nip

Why Electricians Insurance Is Essential

As a professional electrician, you’re dedicated to providing reliable electrical services while maintaining the highest safety standards. However, accidents and unexpected events can still occur, and that’s where electricians insurance steps in. With tailored insurance coverage, you can safeguard your business, reputation, and financial stability, allowing you to focus on delivering exceptional work for your clients.

Essential Protection for Electricians

Working with electricity involves inherent risks that can lead to significant financial liabilities, making electricians insurance an indispensable component of your business strategy. By investing in comprehensive insurance coverage, you’re protecting your business from potential losses resulting from accidents, property damage, and liability claims. It’s a proactive approach to securing your livelihood and maintaining a strong reputation in the industry.

Policies for Diverse Electrical Work Needs

Jeffrey & Spence partners with a variety of insurance providers which allows us to offer a wide range of electricians insurance policies to suit the specific needs of your business. Some common types of coverage include:

  • General Liability Insurance: Protects against claims related to third-party injuries or property damage.
  • Professional Liability Insurance: Covers legal defense costs and potential damages arising from claims of negligence, errors, or omissions in your work.
  • Tools and Equipment Coverage: Insures your valuable tools and equipment against theft, vandalism, or damage.
  • Commercial Auto Insurance: Covers work-related vehicles for liability and physical damage.
  • Workers’ Compensation: Provides financial protection for medical expenses and lost wages in the case of work-related injuries to employees or subcontractors.

Tailor-Made Coverage for Your Unique Business

At Jeffrey & Spence, we recognize that every electrician’s business is unique, and a one-size-fits-all approach to insurance simply won’t do. Our friendly and professional team will work closely with you to develop a customized insurance solution that caters to your individual needs and risks. With our commitment to exceptional customer service, you can rest assured knowing that your business is protected, allowing you to concentrate on what you do best ā€“ providing outstanding electrical services for your clients.

Additional Contractor Insurance Coverage

The Jeffery & Spence team are true professionals who are dedicated to making sure you have an awesome experience. Working with their team has been great and I would highly recommend them to anyone! 10/10 - keep up the great work Jeffery & Spence.read more
Ryan Vielma
Ryan Vielma
21:03 15 Feb 19
My family and I have been insured through Jeffery and Spence for 14 years, and we will all always be loyal clients to this wonderful brokerage.read more
Ashlean Richardson
Ashlean Richardson
17:50 27 Nov 18
Have been with them for ages and wouldn't hesitate to recommend them to anyone. I have also gladly referred friends to them and they have taken good care of them as well!read more
Jason Shaw
Jason Shaw
20:38 02 Jan 18
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Ali SIDO
Ali SIDO
03:57 11 Feb 19
unbelievable service, literally saved a client of mine from a major catastrophe, highly recommend. Kyla was amazing
Andra Arnold
Andra Arnold
17:19 18 Apr 19
Excellent Customer service and communications, staff here makes me feel like part of the J&F family, highly recommend!
Rain Zhang
Rain Zhang
14:21 29 May 19
Excellent Customer service and communications, staff here makes me feel like part of the Jeffery&Spence family, highly recommend!read more
Rain Zhang
Rain Zhang
14:39 29 May 19
Awesome service, friendly advice and get what you need fast. Been a customer for over 10 years now.
Brock Parker
Brock Parker
16:03 27 Jun 19
Awesome service, friendly advice and get what you need fast. Been a customer for over 10 years now.
Brock Parker
Brock Parker
16:03 27 Jun 19
Ashlean made shopping for insurance so easy and stress free! From start to finish she was courteous and professional, listened to our needs and communicated with us every step of the way, all while finding us the best ratesread more
Chloe McKnight
Chloe McKnight
22:42 22 Jul 19
The Jeffery & Spence team is wonderful. They have insured my assets for over 4 years. When I switched over from my old provider they made it easy. They were honest and reliable. I started simply with a call out for car insurance. They were able to take a look at 5+ companies and make sure I had the proper coverage and at a great price. (They beat my old provider by $300). Slowly and surely as other asset insurance policies were coming to an end (home, business, additional vehicles) it only made sense to call over and get a quote. Additionally there is customer service like no other. I call in frequently for updates and questions and whether itā€™s the front desk or managers I have never felt like I was asking a stupid question. Jeffery & Spence is awesome and you owe it to yourself to just give them a call....even if your not from Guelph!read more
Corey Pavao
Corey Pavao
13:59 23 Oct 19
So over the moon happy with these guys. Specifically Dave. I was a first timer today, extremely nervous about taking another step toward ā€œaudultingā€ by getting my own auto insurance. And when I say nervous, I mean NERVOUS. Dave was MORE than helpful. His personality put me at ease, and the way he explained things made me go from feeling anxious to comfortable. Dave did more than help me get my own insurance. Dave made me feel like it was just a normal conversation between people. Where as other conversations have gone with other companies, I felt like a stupid kid in their 20s that didnā€™t know what they were doing. Itā€™s comforting to know that now, in the future, when I need home insurance, etc. I know who to call. Thanks a million Dave.read more
Jaymee Indoe
Jaymee Indoe
18:55 21 Nov 19
Ashlean is so great to work with and she makes insurance easily accessible. I love all of the work they do in the community too. Check them out!!!read more
Heather Smart
Heather Smart
16:41 01 Dec 19
Awesome service! Jeffrey helped me find a solution for my insurance ASAP after I had such a poor experience with my previous insurer.read more
Jennifer A-M
Jennifer A-M
04:25 04 Dec 19
Expedient, professional and tailored to my needs. Highly recommend.
Annie Wong
Annie Wong
15:38 10 Dec 19
Met with Dave Jutzi and he was an absolute pleasure to work with! He created a plan to MY needs and MY budget! No pressure on me whatsoever and he really looked out for my best interest. If you're looking for extremely affordable auto and home insurance, DEFINITELY go see Dave!read more
Simon McGhee
Simon McGhee
16:38 21 Jan 20
My only regret was not calling them sooner. Ashlean Richardson went above and beyond for my company. I felt like they took me and my time very seriously and I appreciated that. Would highly recommend to my friends and family.read more
Kevin Wilkins
Kevin Wilkins
13:40 14 Apr 20
Ashlean was great to work with she was very helpful and prompt with all her responses; she was able to make a stressful situation go by very smoothlyread more
Haily Rice
Haily Rice
16:09 29 May 20
Been with Jeffery & Spence nearly 50 years and they have looked after all my insurance needs in a very professional manner. Hope to be with them another 50 years but at 83 y.o. that's not likely to happen.read more
Mario Bonifacio
Mario Bonifacio
13:18 19 Jul 21
Excellent company to work with! Geoff is professional, patient, and responded immediately to my needs.
Debbie Bianchi
Debbie Bianchi
12:26 21 Aug 21
Great service, quick response and best rates. Excellent job Jason DiReto šŸ‘.
Asaad Yousiph
Asaad Yousiph
13:23 06 Jul 21
I wish I had found this broker earlier than I did. They make dealing with insurance such an easy and seamless experience. We are fortunate to work with Geoff; after every interaction with him, we always talk about how lucky we are to have him take care of our insurance needs. 5 stars all the way!read more
Luis Ribeiro
Luis Ribeiro
20:43 08 Oct 20
Great company to work with! We had just moved to the country and had no insurance history in Canada. Jason helped us figure out the system and find the insurance we needed at a reasonable price. Everyone at the brokerage was kind, responsive, and great to talk to.read more
Alana Lund
Alana Lund
12:37 22 Aug 22
Steve has been absolutely awesome to deal with! His communication skills are top notch and made getting insurance super easy. So glad I went with J&S!read more
Noah Olfert
Noah Olfert
20:01 30 Aug 22
If you need an insurance company , I highly recommend Jeffrey and Spence! Great service and prices
Valerie Schuett
Valerie Schuett
20:14 11 Aug 22
Dawn is my hero, she has gone above and beyond any of my expectations, and made every insurance renewal a piece of cake! Highly recommend!!!read more
Ty S
Ty S
12:58 18 Aug 22
I had a very good experience taking out and cancelling policies with them. Jason came up with the best rates I could find in a no-nonsense manner, and Dina promptly helped me with the processing including the early cancellations & refund when I left the country earlier than expected.read more
K. Kevin Wang
K. Kevin Wang
11:17 10 Feb 22

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Electricians Insurance in Ontario FAQs

What is electrician insurance?

Electrician insurance is a specialized type of business insurance designed to protect electricians and their businesses from financial losses resulting from accidents, property damage, liability claims, and other risks associated with the trade. It typically includes coverage such as General Liability Insurance, Professional Liability Insurance, Tools and Equipment Coverage, Commercial Auto Insurance, and Workers’ Compensation.

How do I choose the right electrician insurance coverage for my business?

To select the best electrician insurance for your business, start by assessing the risks and potential liabilities associated with your profession. Consult with an insurance expert who can help you identify the types of coverage that will provide comprehensive protection for your unique situation. It’s important to review and update your policy regularly to ensure it continues to meet your evolving needs.

Is electrician insurance mandatory in Ontario?

Yes. Electrician insurance is mandatory in Ontario and is needed to acquire a business license. Electrician insurance protects you against a wide range of risks, such as theft, personal injury, and lawsuits due to third-party property damage or injury. It is essential for electricians in Ontario to carry appropriate insurance coverage to protect their business, meet regulatory requirements, and fulfill client expectations.

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Google Rating
4.6
Based on 69 reviews
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