Jeffery and Spence Blog

Have you been in an accident, hit a deer on the road, or had your car stolen? Once you’ve contacted emergency services and made sure everyone is safe, the next thing on your mind is probably [...]

Water is one of the most common ways for a home or property to be damaged. There are many potential sources of water damage. From municipal sewers to nearby lakes and rivers to the rain falling [...]

Do you know what the Special Limits of your home insurance policy are? If you don’t, you’re not alone. Most home insurance policies include a Special Limits section that outlines specific items [...]

Law-abiding Ontarians don’t purposely intend to break the law when driving, but speeding does happen from time to time. Whether conscious or unconscious, sometimes our lead foot can get the best [...]

The average cost of a wedding in Canada in 2020 is estimated to be at least $30,000. There are very few examples of purchases this large that you wouldn’t insure, right? Your wedding, and the [...]

Winters in Ontario can be more than just unpleasant — the snow, wind, and ice can cause severe damage to your home, potentially costing you thousands of dollars in repairs. While some damage may [...]

When it comes to choosing a home insurance policy, there is no such thing as “one size fits all”. While this can make it more complicated to choose the best insurance policy for your needs, it [...]

At Jeffery & Spence Insurance, we understand that everyone’s life is different. You may have multiple vehicles, a century home, a cottage, or highly valuable belongings — all of which can [...]

Home insurance is essential for keeping your house and your belongings protected, however, few people understand how your home insurance is calculated. At Jeffery & Spence, we’re pleased to [...]

If you ever encounter a situation where you need to make a claim, it’s important to understand the insurance claims process. The team at Jeffrey & Spence want to make sure you have the [...]