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“So over the moon happy with these guys. I was a first-timer today, extremely nervous about taking another step toward “adulting” by getting my own auto insurance. And when I say nervous, I mean NERVOUS. Dave was MORE than helpful. His personality put me at ease, and the way he explained things made me go from feeling anxious to comfortable. Dave did more than help me get my own insurance. Dave made me feel like it was just a normal conversation between people. Whereas other conversations have gone with other companies, I felt like a stupid kid in their 20s that didn’t know what they were doing. It’s comforting to know that now, in the future, when I need home insurance, etc. I know who to call. Thanks a million, Dave.”
— J. Indoe
“The Jeffery & Spence team is wonderful. They have insured my assets for over 4 years. When I switched over from my old provider they made it easy. They were honest and reliable. I started simply with a call out for car insurance. They were able to take a look at 5+ companies and make sure I had the proper coverage at a great price. (They beat my old provider by $300). Slowly and surely as other asset insurance policies were coming to an end (home, business, additional vehicles) it only made sense to call over and get a quote. Additionally, there is customer service like no other. I call in frequently for updates and questions and whether it’s the front desk or managers I have never felt like I was asking a stupid question. Jeffery & Spence is awesome and you owe it to yourself to just give them a call.”
— C. Pavao
Why Commercial Truck Insurance is Essential
An accident involving one of your commercial trucks could cause serious financial strain for your company. Without proper insurance coverage, your business could face significant losses. Commercial truck insurance is essential to protect your business from potential liabilities, damages, and other risks associated with operating trucks for commercial purposes.
At Jeffrey & Spence, we’re here to guide you through the process of finding the best coverage for your business needs.
Types of Commercial Truck Insurance Policies
The complexity of commercial truck insurance can feel overwhelming with numerous policy types and coverage options, but our team at Jeffrey & Spence will simplify the process for you. We’ll take the time to explain the various policy types, such as liability coverage, cargo insurance, and physical damage coverage, to help you make an informed decision.
Customized Coverage for Your Unique Needs
Get the peace of mind that comes with knowing your trucks are fully protected. Our team will meet with you to understand your unique needs and tailor a commercial truck insurance policy to match. We’ll evaluate your specific risks and provide you with customized coverage solutions to ensure that your business is fully protected.
Save Money, Stop Worrying
Get the best value for your insurance dollar. At Jeffrey & Spence, we compare quotes from top insurance providers to find the most competitive rates and comprehensive coverage for your commercial truck insurance needs. Save money and stop worrying, knowing your business is protected on the road.
Additional Commercial Auto Insurance Coverage Options
Get a customized commercial truck insurance quote below.
Commercial Truck Insurance FAQs
Not all pickup trucks are considered commercial vehicles in Ontario. A pickup truck is considered a commercial vehicle if it’s used primarily for business purposes, such as transporting goods, equipment, or passengers for a fee. If a pickup truck is primarily used for personal activities, it’s considered a personal vehicle and would not require commercial truck insurance. It’s essential to discuss your specific situation with an insurance broker to determine the appropriate coverage for your pickup truck.
Commercial truck insurance is specifically designed to cover vehicles used for business purposes, such as delivery trucks, transport vehicles, and heavy-duty trucks. Personal auto insurance, on the other hand, covers vehicles used primarily for personal use. Commercial truck insurance policies typically offer higher coverage limits and additional coverage options to address the unique risks associated with operating commercial vehicles.
The cost of commercial truck insurance depends on several factors, including the type and size of the truck, the cargo being transported, the business’s location, the driver’s experience, and the desired coverage limits. Insurance providers will assess these factors to determine the level of risk and calculate the appropriate premium for your policy.
Still Have Questions?