Jeffery and Spence Blog

Whether you’re new to condominium ownership or you’re an experienced condo owner, it’s important to know that condo insurance can vary greatly from building to building. It is wise to [...]

Law-abiding Ontarians don’t purposely intend to break the law when driving, but speeding does happen from time to time. Whether conscious or unconscious, sometimes our lead foot can get the best [...]

If you ever encounter a situation where you need to make a claim, it’s important to understand the insurance claims process. The team at Jeffrey & Spence want to make sure you have the [...]

What Type of Insurance Do Contractors Need? If you’re a contractor, then you are well aware of the inherent risks in your line of work. On a daily basis, you may be required to work at heights, [...]

Did you know that 1 in 4 businesses in Canada were targeted with cyber attacks in 2020? Cyber crime is on the rise and it’s more important than ever to ensure you are protected. More than 60,000 [...]

Have you been in an accident, hit a deer on the road, or had your car stolen? Once you’ve contacted emergency services and made sure everyone is safe, the next thing on your mind is probably [...]

Water is one of the most common ways for a home or property to be damaged. There are many potential sources of water damage. From municipal sewers to nearby lakes and rivers to the rain falling [...]

Do you know what the Special Limits of your home insurance policy are? If you don’t, you’re not alone. Most home insurance policies include a Special Limits section that outlines specific items [...]

Winters in Ontario can be more than just unpleasant — the snow, wind, and ice can cause severe damage to your home, potentially costing you thousands of dollars in repairs. While some damage may [...]