Your Home Changes Even When Your Address Doesn't Your address may stay the same for years, but the home behind that address rarely stays exactly the same. Renovations get completed, belongings...
JEFFERY & SPENCE
Jeffery & Spence
We provide personal and professional insurance services in Guelph, Ontario, and surrounding areas.
Commercial Insurance vs. Business Insurance: What’s the Difference in Ontario?
Small business owners in Ontario often come across the terms "commercial insurance" and "business insurance" while researching ways to protect their companies. At first glance, the two phrases...
What Counts as Business Use for Vehicle Insurance in Ontario?
Many Business Owners Assume Personal Auto Coverage Is Enough Many small business owners use the same vehicle for both personal and work-related activities. Because the vehicle is often driven for...
What Guelph Homeowners Should Look for When Comparing Insurance Brokers
Choosing an insurance broker is often about more than finding the lowest premium. For many homeowners, the decision affects how easily they can review coverage, ask questions, and manage changes...
Are You Underinsured? Common Home Insurance Gaps Guelph Homeowners Miss
Why “Standard Coverage” Often Isn’t Enough in Guelph Many homeowners assume that once they have a policy in place, their property is fully protected. In reality, coverage can vary, and standard...




