Comparing Auto Insurance Means Looking Beyond the Price When you compare auto insurance in Ontario, the final quoted price is often the first thing you notice. It is easy to place two quotes side by...
JEFFERY & SPENCE
Auto Insurance
We provide personal and professional insurance services in Guelph, Ontario, and surrounding areas.
Does Car Insurance Cover Someone Else Driving Your Car in Ontario?
Lending Your Car Can Raise an Important Insurance Question A family member needs your car for an afternoon. A friend asks to borrow it for an errand. Someone in your household starts using your...
How to Get Accurate Auto Insurance Quotes in Guelph
Navigating the auto insurance market can be a daunting task. Especially when you're trying to find the most accurate quotes in Guelph. This guide is here to help. It will provide you with practical...
Does Car Insurance Cover Theft? Understanding Your Policy’s Protections
Car theft is a concern for every vehicle owner. It's a situation no one wants to face. But what if it happens to you? Understanding your car insurance policy is crucial. It can help you navigate the...
Does My Car Insurance Cover Rental Cars? A Guide for Guelph Drivers
Does My Car Insurance Cover Rental Cars? A Guide for Guelph Drivers Renting a car can feel like a hassle, especially when you're unsure if your auto insurance has you covered. You might be wondering...
Complete Guide to Home and Auto Insurance in Guelph
Keeping track of separate home and auto insurance policies can be complicated. Different providers, multiple payments, and varying coverage terms make it challenging to stay organized. Bundling home...
New Stunt Driving and Speeding Regulations in Ontario
The last thing you want on your driving abstract is a stunt driving conviction. Not only is it extremely dangerous, but this serious offence can carry fines up to 10,000 dollars, licence...
Does One Traffic Conviction Impact My Insurance?
Law-abiding Ontarians don’t purposely intend to break the law when driving, but speeding does happen from time to time. Whether conscious or unconscious, sometimes our lead foot can get the best of...
The Insurance Claims Process
If you ever encounter a situation where you need to make a claim, it’s important to understand the insurance claims process. The team at Jeffrey & Spence want to make sure you have the knowledge...
Will My Car Insurance Cover It?
Have you been in an accident, hit a deer on the road, or had your car stolen? Once you’ve contacted emergency services and made sure everyone is safe, the next thing on your mind is probably...
Insurance Tips For Getting The Best Rate
At Jeffery & Spence Insurance, we understand that everyone’s life is different. You may have multiple vehicles, a century home, a cottage, or highly valuable belongings — all of which can impact...
Do Red Cars Have Higher Insurance? (And More Insurance Myths)
In the age of the internet, misinformation often gets passed around and becomes “fact” — and this is certainly true when it comes to car insurance. Changes and updates in rules and regulations,...











