JEFFERY & SPENCE
Insurance Blog
We provide personal and professional insurance services in Guelph, Ontario, and surrounding areas.
Expert Insurance Tips for Businesses & Families
How to Get Accurate Auto Insurance Quotes in Guelph
Navigating the auto insurance market can be a daunting task. Especially when you're trying to find the most accurate quotes in Guelph. This guide is here to help. It will provide you with practical...
What is Home Insurance and Why is it Essential for Every Homeowner?
Homeownership is a major life milestone—an achievement that reflects stability, success, and long-term commitment. But beyond the pride of owning a home lies a significant financial investment that...
Does Car Insurance Cover Theft? Understanding Your Policy’s Protections
Car theft is a concern for every vehicle owner. It's a situation no one wants to face. But what if it happens to you? Understanding your car insurance policy is crucial. It can help you navigate the...
Does Home Insurance Go Up with a Finished Basement? Key Factors to Consider
You’ve finally turned that dark, underused basement into a bright guest suite, a cozy family room, or maybe even your dream home gym. The value and comfort it adds are obvious. But many homeowners...
Does My Car Insurance Cover Rental Cars? A Guide for Guelph Drivers
Does My Car Insurance Cover Rental Cars? A Guide for Guelph Drivers Renting a car can feel like a hassle, especially when you're unsure if your auto insurance has you covered. You might be wondering...
Does Home Insurance Cover Water Damage? Here’s What Guelph Residents Should Know
Does Home Insurance Cover Water Damage? Here's What Guelph Residents Should Know Water damage can turn your peaceful home into a disaster zone, destroying your belongings and leading to expensive...
Complete Guide to Home and Auto Insurance in Guelph
Keeping track of separate home and auto insurance policies can be complicated. Different providers, multiple payments, and varying coverage terms make it challenging to stay organized. Bundling home...
What Kind of Condo Insurance Do I Need?
Whether you're new to condominium ownership or you’re an experienced condo owner, it's important to know that condo insurance can vary greatly from building to building. It is wise to seek the...
New Stunt Driving and Speeding Regulations in Ontario
The last thing you want on your driving abstract is a stunt driving conviction. Not only is it extremely dangerous, but this serious offence can carry fines up to 10,000 dollars, licence...
Does One Traffic Conviction Impact My Insurance?
Law-abiding Ontarians don’t purposely intend to break the law when driving, but speeding does happen from time to time. Whether conscious or unconscious, sometimes our lead foot can get the best of...
The Insurance Claims Process
If you ever encounter a situation where you need to make a claim, it’s important to understand the insurance claims process. The team at Jeffrey & Spence want to make sure you have the knowledge...
What Type of Insurance Do Contractors Need?
If you’re a contractor, then you are well aware of the inherent risks in your line of work. On a daily basis, you may be required to work at heights, use dangerous equipment, be exposed to toxic...